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FAQs

Some of our most asked questions regarding our services answered for you. If you can’t find what you are looking for, please get in touch and we’ll do our best to help.

HOW MUCH HOMEOWNERS INSURANCE SHOULD I HAVE?

Many factors are taken into consideration regarding how much homeowners insurance you should have. A replacement cost estimator will have to be done by your Agent in order to determine how much coverage is needed.

WHAT'S  COVERED UNDER MY HOME INSURANCE POLICY?

Perils that are typically covered are wind/hurricane, fire, water damage, theft, vandalism and lightning. Flood is not covered however you can purchase flood insurance offered separately.

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WHEN DO I FILE AN AUTO INSURANCE CLAIM?

You should file your insurance claim as soon as possible after the incident has occurred. You will also need to provide a police report especially if there was another vehicle or someone else's property involved. 

DOES MY AUTO INSURANCE COVER ME IF I RENT A CAR?

Some Auto Insurance Carriers will allow coverage for rental vehicles. For more information, please speak with one of our Agents. 

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